A pawn loan is a short‑term cash loan secured by an item you own. Bring in something of value—jewelry, tools, electronics, even firearms—and our team will assess it on the spot. Accept the offer, sign a simple contract, and walk out with cash in minutes. Your item stays safe in our vault until you repay. No credit checks, no impact on your score.

We look at (1) current second‑hand market prices, (2) brand & model demand, (3) overall condition, and (4) precious‑metal weight if applicable. You’ll see the evaluation happen right in front of you, so there are zero surprises.

Life happens! Just visit or call before the due date and pay only the accrued interest to extend the loan another 30 days. If you choose not to reclaim, we simply keep the collateral—nothing goes to collections and nothing hits your credit.

Both. Many customers prefer an immediate cash sale. Others use the pawn option when they plan to buy back. Tell us what fits your situation and we’ll tailor the offer.

Gold, silver & platinum (scrap or fine jewelry)

Diamonds & designer watches

Bullion & collectible coins

High‑end handbags & accessories

Firearms (FFL‑licensed transfers)

Latest electronics, gaming gear & power tools
Have something unusual? Bring it in—we’ve probably seen it!

Nope. We’ll evaluate a single charm bracelet or a whole estate collection. Six‑figure loans are arranged privately in our office; small items are welcome at the front counter.

Never. The collateral is our security, so your credit score stays untouched and confidential.

Usually in 10 minutes or less—often before your coffee gets cold. Choose cash or cashier’s check; larger transactions can be wired the same business day.

Absolutely. Every pledged item is photographed, tagged, insured, and stored in a climate‑controlled vault or secure firearms locker monitored 24/7 by HD surveillance.

Yes. Call us to pay via debit/credit card, or request a secure payment link. We’ll email your updated balance and new due date instantly.

Love something in the showroom but need time? Put 10 % down, then pay the balance in easy 10 % monthly installments—interest‑free for up to 10 months. We hold the item safely until your final payment.

We test and clean everything before it hits the sales floor. Electronics include a 15‑day functional guarantee; fine jewelry and luxury watches come with authenticity certification.

Sure—text or email clear photos and any paperwork. We’ll give you an estimated range. Final offers are made in person after physical inspection.

A valid government‑issued photo ID (driver’s license, state ID, or passport) and the item itself. For firearms transactions, please also bring your Georgia Weapons Carry License if applicable.

We’re a second‑generation, family‑run business serving Dallas, GA since 2005. Expect fair pricing, straight answers, and staff who greet you by name—because to us you’re a neighbor, not just a transaction.